Central Power Systems & Services, LLC

Liberty, MO Wholesale tradeNAICS 423100

Self-funded health planPlan year 2025Renews January
708Participants+4% vs. prior year
$1.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#10 of 11Wholesale trade in MOBy participants

Overview

Central Power Systems & Services, LLC sponsors a self-funded health plan that covered 708 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
708 · prior year 683
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Central Power Systems & Services LLC Group Health Plan, plan 501 (708 participants)
Broker compensation
$110K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaLife, Short-term disability, Long-term disability708$317K$71K
Delta Dental of MissouriDental1,042$265K—
Aetna Life Insurance Co.Accident, Critical Illness, Hospital874$174K$34K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision942$54K$5K
First Stop Health, LLCTelemedicine541$40K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.7M/ year

Estimated prescription spend: 708 participants × $2,371 national average per member. Usually higher once dependents are counted.

$44K–$108K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$32K
Lower-cost therapeutic alternatives$19K–$39K
Generic pricing vs. actual cost$8K–$24K
PBM contract terms$4K–$13K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Central Power Systems & Services, LLC
Sponsor EIN
48-0583593
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 48-0583593 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Central Power Systems & Services, Inc. 401(k) Profit Sharing Plan & Trust
Type
401(k) plan
Participants
814

About this data

Source: Central Power Systems & Services, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Central Power Systems & Services, LLC.

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