Central States Inc.
Overview
Central States Inc. sponsors a self-funded health plan that covered 1,138 participants in plan year 2025, down 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,138 · prior year 1,227
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Central States Section 125 Cafeteria Plan, plan 501 (1,138 participants)
- Broker compensation
- $346K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Reliastar Life Insurance Company | Life, Short-term disability, Long-term disability | 3,072 | $1.4M | $307K |
| Delta Dental Plan of Arkansas | Dental | 2,104 | $643K | $26K |
| Metropolitan Life Insurance Company | Vision | 1,858 | $131K | $13K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,138 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Central States Inc.
- Sponsor EIN
- 38-4304274
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 38-4304274 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Central States, Inc. 401(k) Savings Plan
- Type
- 401(k) plan
- Participants
- 1,816
About this data
Source: Central States Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Central States Inc..