Charlotte Radiology, PA

Charlotte, NC Health careNAICS 621111

Self-funded health planPlan year 2025Renews January
4,971ParticipantsPrior year not comparable
$11.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 46Health care in NCBy participants

Overview

Charlotte Radiology, PA sponsors a self-funded health plan that covered 4,971 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,971 · prior year 487
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Charlotte Radiology PA Employee Health & Welfare Plan, plan 503 (4,971 participants)
Broker compensation
$256K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentLife, Short-term disability, Long-term disability3,755$1.2M$241K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision4,547$222K$15K
Mclaughlin Young Employee Services, Inc.Employee Assistance Program4,971$48K—
Delta Dental of North CarolinaDental59$24K$933

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$11.8M/ year

Estimated prescription spend: 4,971 participants × $2,371 national average per member. Usually higher once dependents are counted.

$306K–$755K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$90K–$224K
Lower-cost therapeutic alternatives$131K–$273K
Generic pricing vs. actual cost$57K–$170K
PBM contract terms$29K–$88K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Charlotte Radiology, PA
Sponsor EIN
56-0954779
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 56-0954779 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Charlotte Radiology, PA's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Charlotte Radiology, PA.

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