Chelsea Milling Company
Overview
Chelsea Milling Company sponsors a self-funded health plan that covered 577 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 577 · prior year 560
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Chelsea Milling Company Employee Health Benefit Plan, plan 501 (577 participants)
- Stop-loss carrier
- Symetra Life Insurance Company
- Broker compensation
- $226K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Rxbenefits Inc. | Prescription drug | 238 | $1.0M | — |
| Symetra Life Insurance Company | Stop-loss | 411 | $767K | $75K |
| Reliance Standard Life Insurance Company | Life, Short-term disability, Long-term disability | 577 | $322K | $67K |
| Delta Dental of Michigan | Dental | 753 | $279K | $31K |
| Vision Service Plan | Vision | 445 | $49K | $2K |
| Blue Cross Blue Shield Michigan | Medical | 411 | — | $51K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 577 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Chelsea Milling Company
- Sponsor EIN
- 38-0415770
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 38-0415770 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Chelsea Milling Company, Chelsea Milling Division, Defined Contribution Plan
- Type
- 401(k) plan
- Participants
- 408
About this data
Source: Chelsea Milling Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Chelsea Milling Company.