Choice Hotels International, Inc.

North Bethesda, MD HospitalityNAICS 721110

Self-funded health planPlan year 2025Renews January
2,351Participants-6% vs. prior year
$5.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 5Hospitality in MDBy participants

Overview

Choice Hotels International, Inc. sponsors a self-funded health plan that covered 2,351 participants in plan year 2025, down 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,351 · prior year 2,501
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Choice Hotels International, Inc. Employee Welfare Program, plan 501 (2,351 participants)
Broker compensation
$233K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability2,307$1.9M$183K
Spring HealthEmployee Assistance Program2,307$402K—
Vision Service PlanVision1,440$271K$21K
Unum Insurance CompanyAccident, Critical Illness, Hospital343$154K$9K
MetLife Legal PlansLegal333$67K$9K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$5.6M/ year

Estimated prescription spend: 2,351 participants × $2,371 national average per member. Usually higher once dependents are counted.

$145K–$357K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$42K–$106K
Lower-cost therapeutic alternatives$62K–$129K
Generic pricing vs. actual cost$27K–$80K
PBM contract terms$14K–$42K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Choice Hotels International, Inc.
Sponsor EIN
52-1209792
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 52-1209792 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Choice Hotels International, Inc. Retirement Savings and Investment Plan
Type
401(k) plan
Participants
3,950

About this data

Source: Choice Hotels International, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Choice Hotels International, Inc..

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