Christiana Care Health Systems, Inc.

Wilmington, DE Health careNAICS 622000

Self-funded health planPlan year 2024Renews July
13,668ParticipantsFirst year on file
$32.4MEst. pharmacy spend / yrParticipants × national avg.
Jul 2027Next renewalPlan year begins July 1
#1 of 5Health care in DEBy participants

Overview

Christiana Care Health Systems, Inc. sponsors a self-funded health plan that covered 13,668 participants in plan year 2024. The plan year starts in July. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
13,668
Plan year
Begins July 1 · next renewal July 2027
Health plans filed
Christiana Care Health System Health and Welfare Benefit Plan, plan 509 (13,668 participants)
Broker compensation
$1.0M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Lincoln National Life Insurance CompanyAccident, Life, Hospital Indemnity, Critical Illness, Long-term disability, Short-Term Disability13,516$14.3M$1.0M
Vision Service PlanVision10,377$1.5M—
Prudential Insurance Company of AmericaAccidental Death and Dismemberment14,208$46K$10K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$32.4M/ year

Estimated prescription spend: 13,668 participants × $2,371 national average per member. Usually higher once dependents are counted.

$843K–$2.1M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$246K–$616K
Lower-cost therapeutic alternatives$360K–$752K
Generic pricing vs. actual cost$156K–$467K
PBM contract terms$81K–$243K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning July 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Christiana Care Health Systems, Inc.
Sponsor EIN
51-0103684
Plan number
509
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 51-0103684 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Christiana Care 403(b) Plan
Type
Defined contribution plan
Participants
18,962

About this data

Source: Christiana Care Health Systems, Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Christiana Care Health Systems, Inc..

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