Cincinnati Bell, Inc.

Cincinnati, OH Holding companiesNAICS 551112

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
5,230Participants-6% vs. prior year
$12.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 12Holding companies in OHBy participants

Overview

Cincinnati Bell, Inc. sponsors a self-funded health plan that covered 5,230 participants in plan year 2025, down 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,230 · prior year 5,559
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Cincinnati Bell Life, Health and Welfare Benefit Plan, plan 509 (5,230 participants); Employee Assistance Plan, plan 519 (4,387 participants)
Stop-loss carrier
Community Insurance Company
Broker compensation
$224K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife3,776$2.5M$224K
Community Insurance CompanyStop-loss1,221$730K—
Eyemed Vision CareVision1,922$166K—
Zurich American Insurance CompanyAccidental Death & Dismemberment1,210——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$12.4M/ year

Estimated prescription spend: 5,230 participants × $2,371 national average per member. Usually higher once dependents are counted.

$322K–$795K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$94K–$236K
Lower-cost therapeutic alternatives$138K–$288K
Generic pricing vs. actual cost$60K–$179K
PBM contract terms$31K–$93K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Cincinnati Bell, Inc.
Sponsor EIN
31-1056105
Plan numbers
509, 519
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 31-1056105 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Cincinnati Bell Retirement Savings Plan
Type
401(k) plan
Participants
2,941

About this data

Source: Cincinnati Bell, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cincinnati Bell, Inc..

Request a correction · Methodology