Clinicas Del Camino Real, Inc.

Camarillo, CA Health careNAICS 621111

Self-funded health planPlan year 2025Renews January
840Participants+12% vs. prior year
$2.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#49 of 68Health care in CABy participants

Overview

Clinicas Del Camino Real, Inc. sponsors a self-funded health plan that covered 840 participants in plan year 2025, up 12% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
840 · prior year 749
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Clinicas Del Camino Real, Inc. Employee Group Health Benefit Trust Plan, plan 501 (840 participants)
Stop-loss carrier
Fidelity Security Life Insurance Company; Standard Life & Accident Insurance Company; Standard Life & Accident Insurance Company
Broker compensation
$192K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Standard Life & Accident Insurance CompanyStop-loss840$1.1M$112K
Reliance Standard Life Insurance CompanyLife, Long-term disability, Voluntary Accident Insurance, Accidental Death and Dismemberment, Voluntary Critical Illness, Voluntary Group Term Life887$458K$79K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.0M/ year

Estimated prescription spend: 840 participants × $2,371 national average per member. Usually higher once dependents are counted.

$52K–$128K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$15K–$38K
Lower-cost therapeutic alternatives$22K–$46K
Generic pricing vs. actual cost$10K–$29K
PBM contract terms$5K–$15K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Clinicas Del Camino Real, Inc.
Sponsor EIN
95-2977147
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 95-2977147 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Clinicas Del Camino Real, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Clinicas Del Camino Real, Inc..

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