Coalfire Systems, Inc.

Chicago, IL Professional servicesNAICS 541519

Self-funded health planPlan year 2025Renews January
1,166Participants+1% vs. prior year
$2.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#24 of 44Professional services in ILBy participants

Overview

Coalfire Systems, Inc. sponsors a self-funded health plan that covered 1,166 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,166 · prior year 1,153
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Coalfire Systems, Inc. Welfare Benefit Plan, plan 501 (1,166 participants)
Broker compensation
$137K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Standard Insurance CompanyLife, Short-term disability, Long-term disability1,086$782K$117K
Vision Service PlanVision742$143K$14K
Arag Insurance CompanyLegal258$33K$5K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.8M/ year

Estimated prescription spend: 1,166 participants × $2,371 national average per member. Usually higher once dependents are counted.

$72K–$177K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$21K–$53K
Lower-cost therapeutic alternatives$31K–$64K
Generic pricing vs. actual cost$13K–$40K
PBM contract terms$7K–$21K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Coalfire Systems, Inc.
Sponsor EIN
84-1600418
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 84-1600418 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Coalfire Systems, Inc. 401(k) Plan
Type
401(k) plan
Participants
1,365

About this data

Source: Coalfire Systems, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Coalfire Systems, Inc..

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