Coca-Cola Beverages Florida

Tampa, FL ManufacturingNAICS 312110

Self-funded health planPlan year 2025Renews January
5,319Participants-3% vs. prior year
$12.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 48Manufacturing in FLBy participants

Overview

Coca-Cola Beverages Florida sponsors a self-funded health plan that covered 5,319 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,319 · prior year 5,460
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Coca-Cola Beverages Florida Employee Benefit Plan, plan 501 (5,319 participants)
Broker compensation
$569K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Long-term disability6,646$2.5M$210K
Aetna Life Insurance CompanyAccident, Critical Illness, Hospital2,975$940K$319K
Vision Service PlanVision3,541$428K$23K
Legalplans, USALegal885$205K$16K
ComPsych CorporationEmployee Assistance Program5,032$74K—
Arch InsuranceBusiness Travel Accident1,756$2K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$12.6M/ year

Estimated prescription spend: 5,319 participants × $2,371 national average per member. Usually higher once dependents are counted.

$328K–$808K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$96K–$240K
Lower-cost therapeutic alternatives$140K–$293K
Generic pricing vs. actual cost$61K–$182K
PBM contract terms$32K–$95K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Coca-Cola Beverages Florida
Sponsor EIN
47-2685591
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 47-2685591 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Coca-Cola Beverages Florida's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Coca-Cola Beverages Florida.

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