Cold Heading Co.
Overview
Cold Heading Co. sponsors a self-funded health plan that covered 1,781 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, death benefits.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,781 · prior year 1,776
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Cold Heading Co. Welfare Benefit Plan, plan 501 (1,781 participants)
- Broker compensation
- $13.3M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| United of Omaha Life Insurance Company | Life | 1,781 | $208K | $13.3M |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co. | Vision | 319 | $24K | $3K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,781 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Cold Heading Co.
- Sponsor EIN
- 38-1418830
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 38-1418830 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- The Cold Heading Group 401(k) Retirement Plan
- Type
- 401(k) plan
- Participants
- 615
About this data
Source: Cold Heading Co.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cold Heading Co..