Cold Spring Granite Company
Overview
Cold Spring Granite Company sponsors a self-funded health plan that covered 532 participants in plan year 2025, down 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 532 · prior year 553
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Coldspring Self Insured Medical Plan, plan 507 (532 participants)
- Broker compensation
- $27K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Delta Dental of Minnesota | Dental | 881 | $356K | — |
| Life Insurance Company of North America | Life, Long-term disability | 1,126 | $329K | $23K |
| Eyemed Vision Care on Behalf of the Fidelity Security Life Ins. Co. | Vision | 611 | $37K | $4K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 532 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Cold Spring Granite Company
- Sponsor EIN
- 41-0197900
- Plan number
- 507
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 41-0197900 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Cold Spring Granite Company 401(k) Retirement Plan
- Type
- 401(k) plan
- Participants
- 1,056
About this data
Source: Cold Spring Granite Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cold Spring Granite Company.