CommonSpirit Health
Overview
CommonSpirit Health sponsors a self-funded health plan that covered 84,415 participants in plan year 2025, up 62% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 84,415 · prior year 52,145
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- CommonSpirit Health Erisa Welfare Benefit Plan, plan 513 (84,415 participants)
- Broker compensation
- $1.7M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Prudential Insurance Company of America | Life | 181,860 | $32.6M | $1.1M |
| Lincoln National Life Insurance Company | Long-term disability, Short-term disability | 88,925 | $28.4M | $596K |
| Cigna Health and Life Insurance Company and Affiliates | Dental | 5,044 | $1.3M | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 84,415 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- CommonSpirit Health
- Sponsor EIN
- 47-0617373
- Plan number
- 513
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 47-0617373 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- CommonSpirit Health 401(k) Retirement Savings Plan a
- Type
- 401(k) plan
- Participants
- 129,374
About this data
Source: CommonSpirit Health's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with CommonSpirit Health.