Community Care Alliance

Woonsocket, RI Health careNAICS 621420

Self-funded health planPlan year 2025Renews January
550Participants+47% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#6 of 6Health care in RIBy participants

Overview

Community Care Alliance sponsors a self-funded health plan that covered 550 participants in plan year 2025, up 47% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
550 · prior year 374
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Community Care Alliance, plan 501 (550 participants)
Broker compensation
$18K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Lincoln National Life Insurance CompanyLife, Long-term disability1,078$378K$13K
Delta Dental of Rhode IslandDental, Vision249$237K$6K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 550 participants × $2,371 national average per member. Usually higher once dependents are counted.

$34K–$84K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$25K
Lower-cost therapeutic alternatives$14K–$30K
Generic pricing vs. actual cost$6K–$19K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Community Care Alliance
Sponsor EIN
05-0312278
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 05-0312278 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
403(b) Thrift Plan for Employees of Community Care Alliance
Type
Defined contribution plan
Participants
1,459

About this data

Source: Community Care Alliance's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Community Care Alliance.

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