Community Health Centers, Inc.

Winter Garden, FL Health careNAICS 621111

Self-funded health planPlan year 2025Renews January
557Participants0% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#86 of 89Health care in FLBy participants

Overview

Community Health Centers, Inc. sponsors a self-funded health plan that covered 557 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
557 · prior year 557
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Community Health Centers, Inc. Employee Welfare Benefit Plan, plan 502 (557 participants)
Stop-loss carrier
Sun Life Assurance Company of Canada
Broker compensation
$146K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaStop-loss411$1.4M$40K
United of Omaha Life Insurance CompanyDental, Vision, Life, Short-term disability, Long-term disability531$855K$103K
Unum Life Insurance Company of AmericaGroup Long Term Care108$16K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 557 participants × $2,371 national average per member. Usually higher once dependents are counted.

$34K–$85K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$25K
Lower-cost therapeutic alternatives$15K–$31K
Generic pricing vs. actual cost$6K–$19K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Community Health Centers, Inc.
Sponsor EIN
59-1480970
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 59-1480970 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Community Health Centers, Inc. 403(b) Retirement Plan
Type
Defined contribution plan
Participants
851

About this data

Source: Community Health Centers, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Community Health Centers, Inc..

Request a correction · Methodology