Community Options Inc.
Overview
Community Options Inc. sponsors a self-funded health plan that covered 4,131 participants in plan year 2025, up 13% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 4,131 · prior year 3,650
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Community Options Inc. Employee Health and Welfare Plan, plan 501 (4,131 participants)
- Broker compensation
- $509K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Sun Life Assurance Company of Canada | Life, Short-term disability, Long-term disability | 4,131 | $2.3M | $217K |
| Delta Dental of NJ, Inc. | Dental | 1,572 | $987K | $94K |
| Colonial Life & Accident Insurance Company | Life, Short-term disability | 636 | $637K | $144K |
| Metropolitan Life Insurance Company | Vision | 2,458 | $128K | $15K |
| Pre-Paid Legal Services, Inc. DBA Legalshield | Legal Services Plan Memberships | 567 | $102K | $22K |
| Sun Life and Health Insurance Company (US) | Short-term disability | 533 | $96K | $4K |
| The Paul Revere Life Insurance Company | Life, Short-term disability | 60 | $70K | $13K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 4,131 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Community Options Inc.
- Sponsor EIN
- 22-2964056
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 22-2964056 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Community Options, Inc. 403(b) Custodial Account Plan
- Type
- Defined contribution plan
- Participants
- 7,187
About this data
Source: Community Options Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Community Options Inc..