Conduent Business Services LLC

Florham Park, NJ Business servicesNAICS 561110

Self-funded health planPlan year 2025Renews January
3,757Participants-1% vs. prior year
$8.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 7Business services in NJBy participants

Overview

Conduent Business Services LLC sponsors a self-funded health plan that covered 3,757 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,757 · prior year 3,802
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Conduent Business Services LLC On-The-Job Injury Plan, plan 508 (3,757 participants)
Broker compensation
$591K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyLife, Long-term disability, Short-term disability24,714$8.4M$371K
Triple S Salud, Inc.Medical, Prescription drug350$1.8M—
Aetna Life Insurance Co.Dental4,312$1.5M$188K
Kaiser Foundation Health Plan Inc.Medical, Prescription drug, HMO136$1.4M—
Kaiser Foundation Health Plan of GeorgiaMedical, Prescription drug, HMO83$550K—
Anthem Insurance Companies, Inc. (g2001)Eap/other25,000$354K—
MetLife Legal PlansLegal1,275$267K$26K
Zurich American Insurance CompanyAD&D51,487$36K$5K
Cigna Health and Life Insurance Company and AffiliatesDental82$15K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$8.9M/ year

Estimated prescription spend: 3,757 participants × $2,371 national average per member. Usually higher once dependents are counted.

$232K–$571K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$68K–$169K
Lower-cost therapeutic alternatives$99K–$207K
Generic pricing vs. actual cost$43K–$128K
PBM contract terms$22K–$67K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Conduent Business Services LLC
Sponsor EIN
32-0293031
Plan number
508
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 32-0293031 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Conduent Savings Plan
Type
401(k) plan
Participants
31,630

About this data

Source: Conduent Business Services LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Conduent Business Services LLC.

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