Confederated Tribes of Siletz Indians; Chinook Winds Casino Resort

Lincoln City, OR GovernmentNAICS 921000

Self-funded health planPlan year 2025Renews January
706Participants+0% vs. prior year
$1.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 2Government in ORBy participants

Overview

Confederated Tribes of Siletz Indians; Chinook Winds Casino Resort sponsors a self-funded health plan that covered 706 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
706 · prior year 705
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Coho Benefits of the Confederated Tribes of Siletz Indians, plan 501 (706 participants)
Stop-loss carrier
Granular Insurance Company
Broker compensation
$104K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Granular Insurance CompanyStop-loss710$716K$51K
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability902$682K$53K
Oregon Dental Services DBA Delta Dental Plan of OregonDental936$470K—
Vision Service PlanVision708$15K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.7M/ year

Estimated prescription spend: 706 participants × $2,371 national average per member. Usually higher once dependents are counted.

$44K–$107K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$32K
Lower-cost therapeutic alternatives$19K–$39K
Generic pricing vs. actual cost$8K–$24K
PBM contract terms$4K–$13K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Confederated Tribes of Siletz Indians; Chinook Winds Casino Resort
Sponsor EIN
93-0714057
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 93-0714057 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Confederated Tribes of Siletz Indians; Chinook Winds Casino Resort's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Confederated Tribes of Siletz Indians; Chinook Winds Casino Resort.

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