Consigli Construction Co., Inc.

Milford, MA ConstructionNAICS 236200

Self-funded health planPlan year 2025Renews May
1,651Participants+35% vs. prior year
$3.9MEst. pharmacy spend / yrParticipants × national avg.
May 2027Next renewalPlan year begins May 1
#1 of 3Construction in MABy participants

Overview

Consigli Construction Co., Inc. sponsors a self-funded health plan that covered 1,651 participants in plan year 2025, up 35% from the prior year. The plan year starts in May. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,651 · prior year 1,219
Plan year
Begins May 1 · next renewal May 2027
Health plans filed
Consigli Construction Co., Inc. Employee Benefits Plan, plan 501 (1,651 participants)
Broker compensation
$89K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliance Standard Life Insurance CompanyLong-term disability, Voluntary Group Term Life, Life, Accidental Death & Dismemberment, Short-term disability1,651$2.6M$72K
Fidelity Security Life Insurance CompanyVision2,552$166K$18K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.9M/ year

Estimated prescription spend: 1,651 participants × $2,371 national average per member. Usually higher once dependents are counted.

$102K–$251K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$30K–$74K
Lower-cost therapeutic alternatives$43K–$91K
Generic pricing vs. actual cost$19K–$56K
PBM contract terms$10K–$29K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning May 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Consigli Construction Co., Inc.
Sponsor EIN
04-2088291
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 04-2088291 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Consigli Construction Co., Inc. Profit Sharing/401(k) Plan and Trust
Type
401(k) plan
Participants
2,191

About this data

Source: Consigli Construction Co., Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Consigli Construction Co., Inc..

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