Consumer Reports, Inc.
Overview
Consumer Reports, Inc. sponsors a self-funded health plan that covered 521 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 521 · prior year 528
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Consumer Reports, Inc. Group Benefit Program, plan 520 (521 participants); Consumer Reports, Inc. Flexible Spending Plan, plan 529 (309 participants)
- Stop-loss carrier
- HM Life Insurance Company of New York
- Broker compensation
- $42K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| HM Life Insurance Company of New York | Stop-loss | 500 | $1.3M | — |
| Hartford Life and Accident | Life, Long-term disability | 567 | $628K | $42K |
| Aetna Life Insurance Co. | Vision | 1,308 | $98K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 521 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Consumer Reports, Inc.
- Sponsor EIN
- 13-1776434
- Plan numbers
- 520, 529
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 13-1776434 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Consumer Reports 401(k) Plan for Management & Excluded Employees
- Type
- 401(k) plan
- Participants
- 550
About this data
Source: Consumer Reports, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Consumer Reports, Inc..