Cooper Hatchery, Inc.

Fort Recovery, OH AgricultureNAICS 112300

Self-funded health planPlan year 2025Renews January
1,823Participants+4% vs. prior year
$4.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 3Agriculture in OHBy participants

Overview

Cooper Hatchery, Inc. sponsors a self-funded health plan that covered 1,823 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,823 · prior year 1,756
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Cooper Hatchery, Inc. Employee Benefit Plan, plan 501 (1,823 participants)
Stop-loss carrier
Crum & Forster
Broker compensation
$89K across insured contracts
MedicalLife insuranceDentalVisionLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Crum & ForsterStop-loss1,853$1.8M—
The Lincoln National Life Insurance CompanyLife2,076$286K$64K
The Guardian Life Insurance CompanyLife, Short-term disability2,178$152K$25K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.3M/ year

Estimated prescription spend: 1,823 participants × $2,371 national average per member. Usually higher once dependents are counted.

$112K–$277K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$33K–$82K
Lower-cost therapeutic alternatives$48K–$100K
Generic pricing vs. actual cost$21K–$62K
PBM contract terms$11K–$32K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Cooper Hatchery, Inc.
Sponsor EIN
34-4852946
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 34-4852946 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Cooper Farms Retirement Plan
Type
401(k) plan
Participants
2,565

About this data

Source: Cooper Hatchery, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cooper Hatchery, Inc..

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