Cornerstone Building Brands, Inc.

Cary, NC ManufacturingNAICS 332300

Self-funded health planPlan year 2025Renews January
16,415Participants+7% vs. prior year
$38.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 85Manufacturing in NCBy participants

Overview

Cornerstone Building Brands, Inc. sponsors a self-funded health plan that covered 16,415 participants in plan year 2025, up 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
16,415 · prior year 15,345
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Cornerstone Building Brands, Inc. Comprehensive Health and Welfare Plan, plan 520 (16,415 participants)
Broker compensation
$545K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife, Short-term disability, Long-term disability15,452$6.8M—
Delta Dental of North CarolinaDental18,417$5.5M—
Reliastar Life Insurance CompanyAccident, Critical Illness, Hospital Ind7,351$2.6M$472K
Vision Service PlanVision13,038$973K—
Combined Insurance Company of AmericaLife539$298K$31K
Arag Insurance CompanyLegal2,396$280K$42K
Magellan Health ServicesEmployee Assistance Program16,687$193K—
Federal Insurance CompanyLife16,415——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$38.9M/ year

Estimated prescription spend: 16,415 participants × $2,371 national average per member. Usually higher once dependents are counted.

$1.0M–$2.5M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$296K–$739K
Lower-cost therapeutic alternatives$432K–$903K
Generic pricing vs. actual cost$187K–$560K
PBM contract terms$97K–$292K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Cornerstone Building Brands, Inc.
Sponsor EIN
76-0127701
Plan number
520
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 76-0127701 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Cornerstone Building Brands 401(k) Profit Sharing Plan
Type
401(k) plan
Participants
19,506

About this data

Source: Cornerstone Building Brands, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cornerstone Building Brands, Inc..

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