Cottingham Management
Overview
Cottingham Management sponsors a self-funded health plan that covered 1,058 participants in plan year 2025, up 50% from the prior year. The plan year starts in February. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,058 · prior year 704
- Plan year
- Begins February 1 · next renewal February 2027
- Health plans filed
- Lionstone Care Group Medical Plan, plan 502 (1,058 participants)
- Stop-loss carrier
- National Health Insurance Company
- Broker compensation
- $388K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| National Health Insurance Company | Stop-loss | 442 | $1.1M | — |
| Metropolitan Life Insurance Company | Life, Short-term disability, Long-term disability | 2,030 | $267K | $76K |
| Ameritas Life Insurance Corp. | Dental, Vision | 1,799 | $230K | $4K |
| Metropolitan Life Insurance Comp | Medical | 1,251 | $205K | $99K |
| Metropolitan Life Insurance Co. | Medical | 1,264 | $183K | $115K |
| Metropolitan Life Ins Company | Medical | 666 | $154K | $94K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,058 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Cottingham Management
- Sponsor EIN
- 84-4046951
- Plan number
- 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 84-4046951 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Cottingham Management's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cottingham Management.