CR Operating LLC

Fort Worth, TX HospitalityNAICS 721110

Self-funded health planPlan year 2025Renews January
941Participants0% vs. prior year
$2.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#24 of 60Hospitality in TXBy participants

Overview

CR Operating LLC sponsors a self-funded health plan that covered 941 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
941 · prior year 944
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
CR Operating LLC Health and Welfare Plan, plan 501 (941 participants)
Broker compensation
$98K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaLife, Accidental Death & Dismemberment, Short-term disability, Long-term disability1,033$455K$75K
Cigna Health and Life Insurance Company and Affiliates (cigna)Dental97$351K—
Cigna Health and Life Insurance CompanyAccident, Hospital Care, Voluntary Critical Illness1,074$111K$22K
Vision Service PlanVision631$75K$2K
Allone HealthEmployee Assistance Program (EAP)1,485$27K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.2M/ year

Estimated prescription spend: 941 participants × $2,371 national average per member. Usually higher once dependents are counted.

$58K–$143K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$17K–$42K
Lower-cost therapeutic alternatives$25K–$52K
Generic pricing vs. actual cost$11K–$32K
PBM contract terms$6K–$17K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
CR Operating LLC
Sponsor EIN
20-2002035
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 20-2002035 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: CR Operating LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with CR Operating LLC.

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