Cranbrook Educational Community
Overview
Cranbrook Educational Community sponsors a self-funded health plan that covered 623 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 623 · prior year 599
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Cranbrook Educational Community Welfare Benefit Plan, plan 503 (623 participants)
- Broker compensation
- $44K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Life Insurance Company of North America | Life, Long-term disability | 730 | $384K | $44K |
| Ulliance, Inc. | Employee Assistance Program | 569 | $15K | — |
| Metropolitan Life Insurance Company | Vision | 115 | $6K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 623 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Cranbrook Educational Community
- Sponsor EIN
- 38-2015048
- Plan number
- 503
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 38-2015048 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Cranbrook Educational Community's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cranbrook Educational Community.