Crest Industries, LLC

Alexandria, LA Holding companiesNAICS 551112

Self-funded health planPlan year 2025Renews January
976Participants+8% vs. prior year
$2.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 4Holding companies in LABy participants

Overview

Crest Industries, LLC sponsors a self-funded health plan that covered 976 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
976 · prior year 905
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Crest Industries, LLC Employee Benefits Plan, plan 501 (976 participants)
Stop-loss carrier
United Healthcare Insurance Company
Broker compensation
$353K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United of Omaha Life Insurance CompanyLong-term disability, Life, Short-term disability1,214$1.5M$278K
United Healthcare Insurance CompanyStop-loss, Transplant Policy976$1.2M—
The Guardian Life Insurance Company of AmericaDental, Vision803$615K$75K
Pareto Underwriting Partners-Gerber LifeMedical976$44K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.3M/ year

Estimated prescription spend: 976 participants × $2,371 national average per member. Usually higher once dependents are counted.

$60K–$148K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$18K–$44K
Lower-cost therapeutic alternatives$26K–$54K
Generic pricing vs. actual cost$11K–$33K
PBM contract terms$6K–$17K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Crest Industries, LLC
Sponsor EIN
72-0728139
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 72-0728139 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Crest Industries, LLC & Affiliated Companies Profit Sharing 401(k) Plan and Trust
Type
401(k) plan
Participants
1,743

About this data

Source: Crest Industries, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Crest Industries, LLC.

Request a correction · Methodology