Crouse Hospital

Syracuse, NY Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
2,164ParticipantsPrior year not comparable
$5.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#42 of 137Health care in NYBy participants

Overview

Crouse Hospital sponsors a self-funded health plan that covered 2,164 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,164 · prior year 609
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Crouse Hospital Welfare Benefit Plan, plan 504 (2,164 participants)
Broker compensation
$71K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
New York Life Insurance Company of New YorkShort-term disability, Long-term disability2,164$1.4M$71K
Metropolitan Life Insurance CompanyVision3,112$231K—
Symetra Life Insurance CompanyLife, Short-term disability, Long-term disability2,164——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$5.1M/ year

Estimated prescription spend: 2,164 participants × $2,371 national average per member. Usually higher once dependents are counted.

$133K–$329K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$39K–$97K
Lower-cost therapeutic alternatives$57K–$119K
Generic pricing vs. actual cost$25K–$74K
PBM contract terms$13K–$38K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Crouse Hospital
Sponsor EIN
16-0960470
Plan number
504
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 16-0960470 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Crouse Hospital 401(k) Plan
Type
401(k) plan
Participants
3,937

About this data

Source: Crouse Hospital's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Crouse Hospital.

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