CSG Systems, Inc.

Englewood, CO Information & technologyNAICS 518210

Self-funded health planPlan year 2025Renews January
2,051Participants-7% vs. prior year
$4.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 7Information & technology in COBy participants

Overview

CSG Systems, Inc. sponsors a self-funded health plan that covered 2,051 participants in plan year 2025, down 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,051 · prior year 2,213
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
CSG Health and Welfare Benefits Plan, plan 511 (2,051 participants)
Broker compensation
$86K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaShort-term disability, Life, Long-term disability1,852$1.6M$20K
Unum Insurance CompanyCritical Illness, Accident, Hospital566$281K$56K
Vision Service PlanVision684$240K—
UnitedHealthcare Insurance CompanyVision3,922$192K—
Arag Insurance CompanyLegal928$99K$10K
Workplace OptionsEmployee Assistance Program2,014$33K—
Berkley Life and Health Insurance CompanyBusiness Travel Accident1,839$25K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.9M/ year

Estimated prescription spend: 2,051 participants × $2,371 national average per member. Usually higher once dependents are counted.

$126K–$312K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$37K–$92K
Lower-cost therapeutic alternatives$54K–$113K
Generic pricing vs. actual cost$23K–$70K
PBM contract terms$12K–$36K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
CSG Systems, Inc.
Sponsor EIN
47-0772478
Plan number
511
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 47-0772478 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
CSG Incentive Savings Plan
Type
401(k) plan
Participants
2,960

About this data

Source: CSG Systems, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with CSG Systems, Inc..

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