Csig Holding Company LLC

Brighton, MI Holding companiesNAICS 551112

Self-funded health planPlan year 2025Renews January

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5,629Participants+85% vs. prior year

$13.3MEst. pharmacy spend / yrParticipants × national avg.

Jan 2027Next renewalPlan year begins January 1

#1 of 4Holding companies in MIBy participants

Overview

Csig Holding Company LLC sponsors a self-funded health plan that covered 5,629 participants in plan year 2025, up 85% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type: ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants: 5,629 · prior year 3,040
Plan year: Begins January 1 · next renewal January 2027
Health plans filed: Csig Holding Company Welfare Benefit Plan, plan 501 (5,629 participants)
Broker compensation: $270K across insured contracts

MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

Carrier	Coverage	Covered	Premium	Broker comp
The Guardian Life Insurance Company of America	Vision, Life, Short-term disability, Long-term disability	5,629	$2.8M	$270K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$13.3M/ year

Estimated prescription spend: 5,629 participants × $2,371 national average per member. Usually higher once dependents are counted.

$347K–$856K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$101K–$254K

Lower-cost therapeutic alternatives$148K–$310K

Generic pricing vs. actual cost$64K–$192K

PBM contract terms$33K–$100K

The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing: Form 5500 with Schedule A, plan year 2025
Plan sponsor: Csig Holding Company LLC
Sponsor EIN: 27-2051151
Plan number: 501
Filed with: U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 27-2051151 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Csig Holding Company LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Csig Holding Company LLC.

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