Cummins Inc.
Overview
Cummins Inc. sponsors a self-funded health plan that covered 12,463 participants in plan year 2025, down 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 12,463 · prior year 13,342
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Cummins US Exempt Severance Plan, plan 550 (12,463 participants)
- Broker compensation
- $102K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Delta Dental of Indiana | Dental | 57,583 | $19.0M | — |
| Life Insurance Company of North America | Life | 29,228 | $17.8M | $461 |
| Unum Life Insurance Company of America | Long-term disability | 27,488 | $6.8M | $102K |
| Anthem Insurance Companies | Vision | 59,914 | $3.0M | — |
| Hmsa Blue Cross Blue Sheild of Hawaii | Medical | 27 | $245K | — |
| Ace American Insurance Company | Accidental Death & Dismemberment | 29,310 | $46K | — |
| Vision Service Plan | Vision | 187 | $10K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 12,463 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Cummins Inc.
- Sponsor EIN
- 35-0257090
- Plan number
- 550
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 35-0257090 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Cummins Retirement and Savings Plan
- Type
- 401(k) plan
- Participants
- 38,567
About this data
Source: Cummins Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cummins Inc..