Cutrale Citrus Juices USA, Inc.

Auburndale, FL AgricultureNAICS 111300

Self-funded health planPlan year 2024Renews November
571ParticipantsFirst year on file
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Nov 2027Next renewalPlan year begins November 1
#3 of 4Agriculture in FLBy participants

Overview

Cutrale Citrus Juices USA, Inc. sponsors a self-funded health plan that covered 571 participants in plan year 2024. The plan year starts in November. Alongside medical, its benefits filing reports life insurance, vision, short-term disability, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
571
Plan year
Begins November 1 · next renewal November 2027
Health plans filed
Cutrale Citrus Juices USA, Inc. Health and Welfare Plan, plan 501 (571 participants)
Stop-loss carrier
Sun Life Assurance Company of Canada
Broker compensation
$119K across insured contracts
MedicalLife insuranceVisionShort-term disabilityLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaStop-loss177$622K$75K
United of Omaha Life Insurance CompanyLong-term disability, Life & AD&D, Short-term disability, Life & AD&D - Voluntary249$194K$42K
Metropolitan Life Insurance CompanyVision571$18K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 571 participants × $2,371 national average per member. Usually higher once dependents are counted.

$35K–$87K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$26K
Lower-cost therapeutic alternatives$15K–$31K
Generic pricing vs. actual cost$6K–$19K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning November 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Cutrale Citrus Juices USA, Inc.
Sponsor EIN
59-3398242
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 59-3398242 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Cutrale USA Retirement Savings Plan
Type
401(k) plan
Participants
327

About this data

Source: Cutrale Citrus Juices USA, Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cutrale Citrus Juices USA, Inc..

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