Cygnus Home Service
Overview
Cygnus Home Service sponsors a self-funded health plan that covered 2,251 participants in plan year 2024. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,251
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Cygnus Employee Benefit Plan, plan 501 (2,251 participants)
- Broker compensation
- $44K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Life Insurance Company of North America | Long-term disability, Life, Basic and Voluntary AD&D | 83 | $874K | $3K |
| Reliastar Life Insurance Company | Voluntary: Accident, Critical Illness, H | 55 | $205K | $41K |
| Eyemed Vision Care | Vision | 73 | $100K | — |
| National Union Fire Insurance Company of Pittsburgh, PA | AD&D / Business Travel Accident | 83 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,251 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2024
- Plan sponsor
- Cygnus Home Service
- Sponsor EIN
- 41-0879087
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 41-0879087 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Cygnus Home Service Retirement Savings Plan
- Type
- 401(k) plan
- Participants
- 2,788
About this data
Source: Cygnus Home Service's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cygnus Home Service.