Cyient, Inc.

East Hartford, CT Professional servicesNAICS 541330

Self-funded health planPlan year 2025Renews January
1,065Participants-6% vs. prior year
$2.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 8Professional services in CTBy participants

Overview

Cyient, Inc. sponsors a self-funded health plan that covered 1,065 participants in plan year 2025, down 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,065 · prior year 1,132
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Cyient, Inc. Employee Benefit Plan, plan 503 (1,065 participants)
Stop-loss carrier
UnitedHealthcare Insurance Company
Broker compensation
$64K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
UnitedHealthcare Insurance CompanyHospital Indemnity, Stop-loss1,603$1.1M$6K
Cigna Health and Life Insurance CompanyCritical Illness, Dental, Accident762$557K$38K
New York Life (life Insurance Company of North America)Long-term disability, Life, Accidental Death and Dismemberment1,063$310K$20K
Eyemed Vision CareVision738$79K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.5M/ year

Estimated prescription spend: 1,065 participants × $2,371 national average per member. Usually higher once dependents are counted.

$66K–$162K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$19K–$48K
Lower-cost therapeutic alternatives$28K–$59K
Generic pricing vs. actual cost$12K–$36K
PBM contract terms$6K–$19K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Cyient, Inc.
Sponsor EIN
33-0867496
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 33-0867496 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Cyient, Inc. 401(k) Retirement Plan
Type
401(k) plan
Participants
2,060

About this data

Source: Cyient, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cyient, Inc..

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