Darden Restaurants, Inc.
Overview
Darden Restaurants, Inc. sponsors a self-funded health plan that covered 1,163 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,163 · prior year 1,074
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Darden Restaurants On-Site Medical Clinic, plan 700 (1,163 participants); Retiree Health Reimbursement Account for Salaried Employees of Darden Restaurants, Inc., plan 689 (330 participants)
- Broker compensation
- $8.7M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| UnitedHealthcare Insurance Company | Dental, Vision, Medical | 45,450 | $123.9M | $3.0M |
| Blue Cross Blue Shield of Florida | Medical, PPO | 3,336 | $70.9M | $1.4M |
| Aetna Life Insurance Co. | Medical, Dental | 4,668 | $67.7M | $295K |
| Cigna Health and Life Insurance Company and Affiliates ('cigna') | Medical, Dental, HMO | 2,836 | $53.2M | $1.2M |
| Metropolitan Life Insurance Company | Long Term Care, Life, Dental, Vision, HMO | 23,323 | $20.5M | $976K |
| Kaiser Foundation Health Plan, Inc. | Medical | 703 | $17.6M | $381K |
| Delta Dental Insurance Company | Dental | 10,869 | $9.6M | $385K |
| Upmc Health Options | Medical | 495 | $6.1M | $119K |
| Life Insurance Company of North America | Long-term disability, Short-term disability | 6,537 | $5.5M | $463K |
| Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. | Medical | 259 | $3.8M | $77K |
| Kaiser Foundation Health Plan of Georgia, Inc. | Medical | 267 | $3.5M | $68K |
| Medical Mutual | Medical, Prescription drug | 139 | $2.8M | $56K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,163 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Darden Restaurants, Inc.
- Sponsor EIN
- 59-3305930
- Plan numbers
- 700, 689
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 59-3305930 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Darden Savings Plan
- Type
- 401(k) plan
- Participants
- 211,782
About this data
Source: Darden Restaurants, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Darden Restaurants, Inc..