Dartmouth-Hitchcock Clinic

Lebanon, NH Health careNAICS 621111

Self-funded health planPlan year 2025Renews January
15,482Participants+11% vs. prior year
$36.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 10Health care in NHBy participants

Overview

Dartmouth-Hitchcock Clinic sponsors a self-funded health plan that covered 15,482 participants in plan year 2025, up 11% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
15,482 · prior year 14,011
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Dartmouth-Hitchcock Medical, Dental, and Flexible Benefits Plan, plan 502 (15,482 participants)
Broker compensation
$77K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaLife, Short-term disability, Long-term disability13,189$11.2M$71K
Red Tree Insurance Company, Inc.Vision16,178$842K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$36.7M/ year

Estimated prescription spend: 15,482 participants × $2,371 national average per member. Usually higher once dependents are counted.

$954K–$2.4M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$279K–$697K
Lower-cost therapeutic alternatives$407K–$852K
Generic pricing vs. actual cost$176K–$529K
PBM contract terms$92K–$275K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Dartmouth-Hitchcock Clinic
Sponsor EIN
22-2519596
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 22-2519596 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Dartmouth-Hitchcock Clinic's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Dartmouth-Hitchcock Clinic.

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