David's Bridal Inc.

King of Prussia, PA RetailNAICS 448190

Self-funded health planPlan year 2025Renews January
1,243Participants-8% vs. prior year
$2.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#24 of 33Retail in PABy participants

Overview

David's Bridal Inc. sponsors a self-funded health plan that covered 1,243 participants in plan year 2025, down 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,243 · prior year 1,355
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
David's Bridal Employee Welfare Plan, plan 501 (1,243 participants)
Broker compensation
$118K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilitySeveranceDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Long-term disability, Short-term disability1,118$699K$81K
Cigna Health and Life Insurance Company and AffiliatesDental589$357K$36K
Fidelity Security Life Insurance CompanyVision1,097$78K—
National Union Fire Insurance Company of Pittsburgh, PABusiness Travel Accident1,151$4K$1K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.9M/ year

Estimated prescription spend: 1,243 participants × $2,371 national average per member. Usually higher once dependents are counted.

$77K–$189K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$22K–$56K
Lower-cost therapeutic alternatives$33K–$68K
Generic pricing vs. actual cost$14K–$42K
PBM contract terms$7K–$22K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
David's Bridal Inc.
Sponsor EIN
93-2330115
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 93-2330115 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
David's Bridal 401(k) Retirement Plan
Type
401(k) plan
Participants
6,054

About this data

Source: David's Bridal Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with David's Bridal Inc..

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