Detroit Entertainment, L.l.c.

Detroit, MI HospitalityNAICS 721120

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
1,393Participants-1% vs. prior year
$3.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 4Hospitality in MIBy participants

Overview

Detroit Entertainment, L.l.c. sponsors a self-funded health plan that covered 1,393 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,393 · prior year 1,408
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Detroit Entertainment, L.l.c. D/b/a Motorcity Casino Welfare Benefits Plan, plan 502 (1,393 participants)
Broker compensation
$613K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Guardian Life Insurance Company of AmericaLife, Short-term disability, Long-term disability1,222$2.3M$372K
Colonial Life & Accident Insurance CompanyGroup Accident, Group Critical Illness a, Group Accident, Group Critical Illness, 603$726K$240K
Heritage Vision Plans, Inc.Vision1,992$124K$2K
Ulliance, Inc.Employee Assistance Program1,603$30K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.3M/ year

Estimated prescription spend: 1,393 participants × $2,371 national average per member. Usually higher once dependents are counted.

$86K–$212K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$25K–$63K
Lower-cost therapeutic alternatives$37K–$77K
Generic pricing vs. actual cost$16K–$48K
PBM contract terms$8K–$25K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Detroit Entertainment, L.l.c.
Sponsor EIN
38-3362971
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 38-3362971 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Detroit Entertainment, L.l.c. Profit Sharing and 401(k) Plan
Type
401(k) plan
Participants
1,787

About this data

Source: Detroit Entertainment, L.l.c.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Detroit Entertainment, L.l.c..

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