Dickinson Wright PLLC Master Welfare BEN

Troy, MI Professional servicesNAICS 541110

Self-funded health planPlan year 2025Renews January
920Participants-1% vs. prior year
$2.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#10 of 21Professional services in MIBy participants

Overview

Dickinson Wright PLLC Master Welfare BEN sponsors a self-funded health plan that covered 920 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
920 · prior year 933
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Dickinson Wright PLLC Master Welfare Benefit Plan, plan 501 (920 participants)
Broker compensation
$328K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability, Group Long Term Care, Lifestyle Life and AD&D, Disability885$2.0M$284K
Delta Dental of Michigan (delta Vision)Vision1,287$77K$2K
Ulliance Inc.Employee Assistance Program1,073$27K—
Provident Life and Accident Insurance CompanyDisability40$13K$42K
Federal Insurance CompanyAD&D, Travel Life926$3K$470

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.2M/ year

Estimated prescription spend: 920 participants × $2,371 national average per member. Usually higher once dependents are counted.

$57K–$140K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$17K–$41K
Lower-cost therapeutic alternatives$24K–$51K
Generic pricing vs. actual cost$10K–$31K
PBM contract terms$5K–$16K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Dickinson Wright PLLC Master Welfare BEN
Sponsor EIN
38-1364333
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 38-1364333 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Dickinson Wright PLLC Retirement and 401k Savings
Type
401(k) plan
Participants
1,151

About this data

Source: Dickinson Wright PLLC Master Welfare BEN's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Dickinson Wright PLLC Master Welfare BEN.

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