Digital Risk, LLC
Overview
Digital Risk, LLC sponsors a self-funded health plan that covered 618 participants in plan year 2025, down 49% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 618 · prior year 1,218
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Digital Risk, LLC Welfare Plan, plan 501 (618 participants)
- Broker compensation
- $105K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Reliance Standard Life Insurance Company | Life, Short-term disability, Long-term disability | 595 | $596K | $69K |
| Cigna Health and Life Insurance Company and Affiliates | Dental | 558 | $377K | $19K |
| Metropolitan Life Insurance Company | Vision | 1,230 | $73K | $7K |
| Vitality | Wellness Program | 595 | $28K | — |
| Bankers Fidelity Life Insurance Company | Life | 69 | $20K | $8K |
| Arag Insurance Company | Legal | 128 | $12K | $2K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 618 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Digital Risk, LLC
- Sponsor EIN
- 20-3183379
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 20-3183379 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Digital Risk, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Digital Risk, LLC.