Downs Food Group
Overview
Downs Food Group sponsors a self-funded health plan that covered 766 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 766
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Downs Food Group Insurance Plan, plan 503 (766 participants)
- Stop-loss carrier
- Bcbsmn, IND, D.b.a Blue Cross and Blue Shield of Minnesota
- Broker compensation
- $109K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Bcbsmn, IND, D.b.a Blue Cross and Blue Shield of Minnesota | Medical, Stop-loss | 848 | $1.5M | $30K |
| Unum Life Insurance Company of America | Life, Long-term disability, Short-term disability, Gciee, Grpaccvo, Grphspvo | 730 | $270K | $35K |
| Metropolitan Life Insurance Company | Dental, Vision | 771 | $238K | $30K |
| Unum Insurance Company | Short-term disability, Critical Illness, Hospital | 89 | $26K | $12K |
| Provident Life and Accident Insurance Company | Life | 80 | $16K | $522 |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 766 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Downs Food Group
- Sponsor EIN
- 41-0673792
- Plan number
- 503
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 41-0673792 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Downs Food Group's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Downs Food Group.