Duncan Aviation, Inc.

Lincoln, NE Other servicesNAICS 811310

Self-funded health planPlan year 2025Renews January
2,979Participants+3% vs. prior year
$7.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 1Other services in NEBy participants

Overview

Duncan Aviation, Inc. sponsors a self-funded health plan that covered 2,979 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,979 · prior year 2,899
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Duncan Aviation, Inc. Welfare Benefit Plan, plan 502 (2,979 participants)
Broker compensation
$249K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United of Omaha Life Insurance CompanyLife, Long-term disability2,979$1.5M$181K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision4,000$238K$12K
The Guardian Life Insurance Company of AmericaAccident, Critical Illness565$210K$55K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$7.1M/ year

Estimated prescription spend: 2,979 participants × $2,371 national average per member. Usually higher once dependents are counted.

$184K–$453K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$54K–$134K
Lower-cost therapeutic alternatives$78K–$164K
Generic pricing vs. actual cost$34K–$102K
PBM contract terms$18K–$53K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Duncan Aviation, Inc.
Sponsor EIN
47-0461109
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 47-0461109 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Duncan Aviation, Inc. 401(k) Retirement Plan
Type
401(k) plan
Participants
3,590

About this data

Source: Duncan Aviation, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Duncan Aviation, Inc..

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