Eagle Rock Distributing Company

Norcross, GA Wholesale tradeNAICS 424800

Self-funded health planPlan year 2024Renews March
581ParticipantsFirst year on file
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Mar 2027Next renewalPlan year begins March 1
#21 of 26Wholesale trade in GABy participants

Overview

Eagle Rock Distributing Company sponsors a self-funded health plan that covered 581 participants in plan year 2024. The plan year starts in March. Alongside medical, its benefits filing reports life insurance, vision, short-term disability, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
581
Plan year
Begins March 1 · next renewal March 2027
Health plans filed
Eagle Rock Distributing Company Welfare, plan 502 (581 participants)
Stop-loss carrier
Cigna Health and Life Insurance Company
Broker compensation
$215K across insured contracts
MedicalLife insuranceVisionShort-term disabilityLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Cigna Health and Life Insurance CompanyStop-loss921$978K$147K
The Lincoln National Life Insurance CompanyLife, Long-term disability, Weekly Income831$303K$45K
Continental American Insurance CompanyVoluntary Benefits215$92K$18K
Eyemed Vision CareVision776$45K$5K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 581 participants × $2,371 national average per member. Usually higher once dependents are counted.

$36K–$88K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$26K
Lower-cost therapeutic alternatives$15K–$32K
Generic pricing vs. actual cost$7K–$20K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning March 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Eagle Rock Distributing Company
Sponsor EIN
58-2532427
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 58-2532427 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Eagle Rock Distributing Company 401(k) Profit Sharing Plan
Type
401(k) plan
Participants
1,067

About this data

Source: Eagle Rock Distributing Company's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Eagle Rock Distributing Company.

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