Eastern Propane Gas, Inc.

Rochester, NH RetailNAICS 454310

Self-funded health planPlan year 2025Renews January
509Participants+4% vs. prior year
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 2Retail in NHBy participants

Overview

Eastern Propane Gas, Inc. sponsors a self-funded health plan that covered 509 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
509 · prior year 489
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Eastern Propane Gas, Inc. Employee Benefit Plan, plan 501 (509 participants)
Broker compensation
$66K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability509$304K$56K
Unum Insurance CompanyAccident, Hospital, Critical Illness104$70K$9K
Vision Service PlanVision353$46K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 509 participants × $2,371 national average per member. Usually higher once dependents are counted.

$31K–$77K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$23K
Lower-cost therapeutic alternatives$13K–$28K
Generic pricing vs. actual cost$6K–$17K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Eastern Propane Gas, Inc.
Sponsor EIN
04-2125425
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 04-2125425 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Eastern Propane 401(k) Plan
Type
401(k) plan
Participants
625

About this data

Source: Eastern Propane Gas, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Eastern Propane Gas, Inc..

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