Eating Recovery Center

Denver, CO Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
1,807Participants-5% vs. prior year
$4.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 28Health care in COBy participants

Overview

Eating Recovery Center sponsors a self-funded health plan that covered 1,807 participants in plan year 2025, down 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, prepaid legal, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,807 · prior year 1,898
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Eating Recovery Center Group Insurance Plan, plan 501 (1,807 participants)
Broker compensation
$37K across insured contracts
MedicalLife insuranceDentalVisionPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliance Standard Life Insurance CompanyLife, Long-term disability1,559$558K$33K
Vision Service PlanVision1,050$210K—
Magellan HealthcareEmployee Assistance Program2,200$56K—
Arag Insurance CompanyLegal260$34K$4K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.3M/ year

Estimated prescription spend: 1,807 participants × $2,371 national average per member. Usually higher once dependents are counted.

$111K–$275K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$33K–$81K
Lower-cost therapeutic alternatives$48K–$99K
Generic pricing vs. actual cost$21K–$62K
PBM contract terms$11K–$32K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Eating Recovery Center
Sponsor EIN
26-1175128
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 26-1175128 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Eating Recovery Center 401(k) Plan
Type
401(k) plan
Participants
3,096

About this data

Source: Eating Recovery Center's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Eating Recovery Center.

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