EBP Harbor Group Inc.
Overview
EBP Harbor Group Inc. sponsors a self-funded health plan that covered 1,635 participants in plan year 2024. The plan year starts in September. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,635
- Plan year
- Begins September 1 · next renewal September 2027
- Health plans filed
- Harbor Group Comprehensive Health & Welfare Benefit Plan, plan 501 (1,635 participants)
- Stop-loss carrier
- Wellmark Health Plan of Iowa, Inc.
- Broker compensation
- $55K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Wellmark Health Plan of Iowa, Inc. | Medical, Stop-loss | 1,310 | $13.5M | — |
| Delta Dental of Iowa | Dental | 1,340 | $827K | — |
| Lincoln National Life Insurance Company | Life, Long-term disability, Short-term disability | 1,624 | $820K | $5K |
| Vision Service Plan | Vision | 1,047 | $289K | — |
| American Heritage Life Insurance Company | Medical | 640 | $235K | $50K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,635 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2024
- Plan sponsor
- EBP Harbor Group Inc.
- Sponsor EIN
- 42-1492435
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 42-1492435 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Harbor Group Inc. 401(k) Plan
- Type
- 401(k) plan
- Participants
- 1,885
About this data
Source: EBP Harbor Group Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with EBP Harbor Group Inc..