Ebsco Industries Inc.

Birmingham, AL ManufacturingNAICS 339900

Self-funded health planPlan year 2025Renews January
2,999Participants+3% vs. prior year
$7.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#8 of 29Manufacturing in ALBy participants

Overview

Ebsco Industries Inc. sponsors a self-funded health plan that covered 2,999 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,999 · prior year 2,901
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Ebsco Industries, Inc. Welfare Benefits Plan, plan 507 (2,999 participants)
Broker compensation
$68K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaLife3,409$1.5M$68K
Vision Service PlanVision2,518$673K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$7.1M/ year

Estimated prescription spend: 2,999 participants × $2,371 national average per member. Usually higher once dependents are counted.

$185K–$456K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$54K–$135K
Lower-cost therapeutic alternatives$79K–$165K
Generic pricing vs. actual cost$34K–$102K
PBM contract terms$18K–$53K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Ebsco Industries Inc.
Sponsor EIN
63-6014186
Plan number
507
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 63-6014186 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Ebsco Industries Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ebsco Industries Inc..

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