Ecolab Inc.
Overview
Ecolab Inc. sponsors a self-funded health plan that covered 6,791 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, prepaid legal, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 6,791 · prior year 6,880
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Ecolab Post Retirement Benefits Plan, plan 511 (6,791 participants)
- Broker compensation
- $987K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Dental | 34,036 | $13.5M | $279K |
| Prudential Insurance Company of America | Life | 37,866 | $11.3M | $187K |
| Continental American Insurance Company | Long-term disability | 19,877 | $8.4M | $168K |
| Fidelity Security Life Insurance Company | Vision | 28,262 | $3.0M | — |
| Hawaii Medical Service Association | Medical | 163 | $846K | — |
| Metropolitan General Insurance Company | Legal | 3,426 | $676K | $100K |
| Cigna Health and Life Insurance Company | Medical, Dental, Vision | 107 | $583K | $46K |
| MCS Life Insurance Company | Medical, Prescription drug, Dental, Vision, Life, PPO | 110 | $537K | $81K |
| American Heritage Life Insurance Company | Life | 494 | $502K | $110K |
| National Union Fire Ins. Co. of Pittsburgh, PA | AD&D | 18,688 | $62K | $12K |
| Delta Dental of Puerto Rico, Inc. | Dental | 105 | $34K | $3K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 6,791 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Ecolab Inc.
- Sponsor EIN
- 41-0231510
- Plan number
- 511
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 41-0231510 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Ecolab Pension Plan
- Type
- Pension plan
- Participants
- 33,521
About this data
Source: Ecolab Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ecolab Inc..