Educational Testing Service
Overview
Educational Testing Service sponsors a self-funded health plan that covered 2,135 participants in plan year 2025, up 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,135 · prior year 2,024
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Educational Testing Service Welfare Benefits Plan, plan 514 (2,135 participants); Educational Testing Service Retiree Medical & Life Insurance Benefit Plan, plan 511 (1,044 participants)
- Broker compensation
- $39K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Lincoln National Life Insurance Company | Life, Long-term disability, Short-term disability | 2,099 | $1.7M | $29K |
| Vision Service Plan | Vision | 1,490 | $455K | $7K |
| Metropolitan Life Insurance Company | Life, Short-term disability, Accident, Critical Illness, Hospital Ind | 858 | $203K | $4K |
| MetLife Legal Plans | Legal | 339 | $127K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,135 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Educational Testing Service
- Sponsor EIN
- 21-0634479
- Plan numbers
- 514, 511
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 21-0634479 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Educational Testing Service 401(a) Retirement Plan
- Type
- Defined contribution plan
- Participants
- 7,715
About this data
Source: Educational Testing Service's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Educational Testing Service.