El Rio Santa Cruz Neighborhood Health Center, Inc.
Overview
El Rio Santa Cruz Neighborhood Health Center, Inc. sponsors a self-funded health plan that covered 1,965 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,965 · prior year 1,901
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- El Rio Benefit Plan, plan 501 (1,965 participants)
- Broker compensation
- $147K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Life, Long-term disability | 1,966 | $1.1M | $23K |
| Unum Insurance Company | Accident, Critical Illness, Hospital | 578 | $403K | $124K |
| Avesis Insurance Incorporated | Vision | 2,571 | $210K | — |
| Curalinc LLC | Employee Assistance Program | 1,800 | $4K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,965 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- El Rio Santa Cruz Neighborhood Health Center, Inc.
- Sponsor EIN
- 86-0285857
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 86-0285857 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- El Rio Santa Cruz Neighborhood Health Center, Inc. Retirement Plan
- Type
- Defined contribution plan
- Participants
- 2,572
About this data
Source: El Rio Santa Cruz Neighborhood Health Center, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with El Rio Santa Cruz Neighborhood Health Center, Inc..