Elwyn of Pennsylvania and Delaware

Elwyn, PA Health careNAICS 624310

Self-funded health planPlan year 2025Renews January
2,812Participants+2% vs. prior year
$6.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#20 of 64Health care in PABy participants

Overview

Elwyn of Pennsylvania and Delaware sponsors a self-funded health plan that covered 2,812 participants in plan year 2025, up 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,812 · prior year 2,754
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Elwyn Employee Benefit Plan, plan 508 (2,812 participants)
Broker compensation
$127K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyDental4,217$1.3M$12K
Reliance Standard Life Insurance CompanyAD&D, Critical Illness, Hospital Indemnity, Life, Voluntary Accident2,812$918K$80K
Reliance Standard Insurance CompanyLong-term disability3,062$390K$12K
Vision Service PlanVision2,346$273K$23K
Concern HealthEAP3,843$120K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.7M/ year

Estimated prescription spend: 2,812 participants × $2,371 national average per member. Usually higher once dependents are counted.

$173K–$427K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$51K–$127K
Lower-cost therapeutic alternatives$74K–$155K
Generic pricing vs. actual cost$32K–$96K
PBM contract terms$17K–$50K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Elwyn of Pennsylvania and Delaware
Sponsor EIN
23-1352117
Plan number
508
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 23-1352117 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Elwyn Defined Contribution 403(b) Plan
Type
Defined contribution plan
Participants
3,875

About this data

Source: Elwyn of Pennsylvania and Delaware's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Elwyn of Pennsylvania and Delaware.

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